Why You Should Get That Pre-Approval First
Here are three things that you need to know!
Number 1
You really want to know what amount you qualify for now if you're really serious about buying a home you've got to know what your budget is. You've got to know what you're working with! I know you will be so disappointed if you go and find a beautiful home and it's the perfect home for you and then you go submit your application to the lender and you don't qualify to purchase that home. So disappointing!
Number 2
The amount you spend on your home monthly is super-important right? You probably already know what amount you feel comfortable spending on a monthly basis. So when you have that conversation with a lender you want to find out what home price range equates to what you want to spend monthly on a home. Just because you qualify for several hundred thousand dollars doesn't mean that's how much you need to spend.
Number 3
You're prepared to submit a strong offer! Sellers in this market want to know that you are prepared and qualified to purchase their home and ready to move forward right away and if you don't have that pre-approval letter to submit with your offer do you really think that the seller is gonna take you seriously? What if it's a multiple offer situation on the home that you absolutely love and the other buyers are already pre-approved and they put their offer in at the same time as you do and you're not pre-approved. Which offer do you think the seller is gonna take? A seller is not going to want to take their home off of the market for a buyer who doesn't even know if they're qualified yet! So just get 'er done!
If you have any questions on getting pre-approved for mortgage before searching for a home leave them in the comment section below and I'll be happy to answer them the best that I can I have several amazing lenders that I work with on a regular basis and I'd be happy to share their information with you.
Ready to get that pre-approval? Start Here 👉🏼 https://bit.ly/2CMei3c
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Janni Clay
Home Legacy Realty
📱239-281-7171
📧JanniferClay@gmail.com
🖥www.JanniSellsSWFL.com